There's no community data pertaining to a "greatest hdb bank loan 480 29" since the numbers are possible a certain address or inside reference. The maximum HDB personal loan total is just not a fixed sum but is as a substitute determined by several variables, including the Financial loan-to-Value (LTV) Restrict, the Home loan Servicing Ratio (MSR), as well as applicant's age, revenue, and financial standing. For brand new and resale flats, the most LTV is as much as seventy five% of the purchase rate click here or valuation, whichever is reduced. The MSR makes certain that month to month mortgage loan repayments will not exceed thirty% of the buyer's gross regular monthly money. An HDB mortgage has an fascination level of two.6% per annum, pegged at 0.1% previously mentioned the CPF Everyday Account (OA) price, and the utmost tenure is capped at 25 several years or nearly the buyer's age of 65, whichever is shorter. To determine the maximum mortgage you may get, it's essential to submit an application for an HDB Loan Eligibility (HLE) letter.